You’re entitled to view your credit report for free every year, but when you do, something looks off.  The report says you owe money that you don’t, or that you’ve been delinquent on payments when you paid on time, or some other inaccuracy.  Federal and DC law require the credit reporting agencies, as well as the company that provided the information, to investigate and correct errors.   The Law Office of Courtney Weiner can help you make sure they do, and can seek damages for you if they don’t.